November 3, 2018
Did you know that each year, billions of dollars in dental benefits go unused? If you have insurance, those are your hard-earned dental dollars being wasted. Most insurance plans have a deadline at the end of the year that prevents any of your benefits from rolling over. Keep reading to discover why you should always use your dental benefits before January 1st with your dentist in Conyers.
Use Up Your Maximum
Your yearly maximum is the maximum amount of money your insurance will pay for dental work in a year. The average insurance plan has a maximum around $1,000 and if you don’t use it up before New Year’s, those benefits are gone forever. That’s why it’s a good idea to see your dentist early on in the year to figure out what kind of treatment you may need before the deadline.
Not every maximum is the same, so it’s best you check with your insurance plan to make sure you know how much your insurance is willing to pay for dental work in a year.
Know Your Deductible
Your deductible is the amount of money you have to pay out-of-pocket before your insurance will pay for any services. The average deductible is around $50 per year, but it may be higher if you see an out-of-network dentist. You should also keep in mind that your deductible also restarts with the New Year.
Get the Most Out of Your Premiums
Do you pay money out of each paycheck for dental insurance? Then you’re paying premiums. This money is wasted if you aren’t using your benefits by visiting your dentist before the end of the year. Even if you don’t have any dental issues, you should still see your ‘dentist near me’ for checkups and cleanings twice a year. Preventive visits are usually covered 100%, so these are a great way to cash in on your benefits.
Keep Your Teeth Healthy
Do you know what’s better than saving money? Saving money and helping your health while you do it! Prolonging dental visits put you at risk for more extensive and expensive procedures in the future. Preventive visits prevent and detect early signs of gum disease, cavities, and other dental issues before they become much worse. Utilizing your dental benefits before the year’s end will keep your mouth healthy and help you save money too.
Getting in to see your dentist will make sure all of those premiums you’ve been paying get good use. Whether you need dental treatment, or you just want to stay on top of your oral health, use your benefits before the end of the year to take advantage of your insurance.
Meet the Dentist
Dr. Anushka Amin enjoys changing people’s fears and misconceptions about dentistry with her caring and gentle touch. She likes being able to help her patients’ smiles, and her practice even files dental insurance for you to get the most out of your benefits. She currently practices at Daniel A. Hodges, DMD PC, and she can be contacted through her website or by phone at (770) 922-0511 for any questions.
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